Home Organizations & Associations Bank of Canada Bank of Canada announces 8 interest rate dates for 2025

Bank of Canada announces 8 interest rate dates for 2025

Three interest rate announcements remain in 2024: Sept 4, Oct 23, Dec 11

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Bank of Canada rate announcement on July 24, 2024 by Governor Tiff Macklem and Senior Deputy Governor Carolyn Rogers. [livestream]
BC 2024 Provincial Election news analysis

Tuesday August 6, 2024 | VICTORIA, BC

by Mary P Brooke | Island Social Trends


In this year 2024, there are three remaining scheduled Bank of Canada interest rate announcements:

Those 2024 dates are from September through December as follows:

  • Wednesday, September 4
  • Wednesday, October 23
  • Wednesday, December 11

Economists and other attentive observers in business and politics are expecting to see at least one more interest rate decrease this year, given that inflation seems to be relatively under control within the Bank of Canada’s target range of 2% to 3%.

Langford OCP refresh 2024

Other than households and businesses carrying variable interest rate financial services (loans and lines of credit), most people have not directly benefited from the two rate drops already seen this year:

  • On June 5 the rate was dropped from 5% to 4.75%; and
  • Then on July 24 the rate was dropped a further 25 basis points to 4.5%.

Credit card companies don’t automatically respond with interest rate reductions. People with fixed rate mortgages have not been impacted.

alistair macgregor, constituency

Looking ahead to 2025:

Meanwhile, today the Bank of Canada published its 2025 schedule for policy interest rate announcements and other major publications.

  • Wednesday, January 29
  • Wednesday, March 12
  • Wednesday, April 16
  • Wednesday, June 4
  • Wednesday, July 30
  • Wednesday, September 17
  • Wednesday, October 29
  • Wednesday, December 10

Time on the clock:

All interest rate announcements are scheduled to take place at 9:45 am Eastern time (6:45 am Pacific), and the Monetary Policy Report will be published concurrently with the January, April, July and October rate announcements.

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